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It would greatly depend on what you are willing to do. It would take time but it can be restored. As Binkie said, If your not willing to do the work or have it done, find someone that will. Yes it easy to take it to the dump and be rid of a headache, but what has been accomplished other than cleaning up the yard. Many thought my boat was to far gone to restore but were not talking about reinventing the wheel it's a little fiberglass, foam, wood and a whole lot of time. I understand that not everybody wants to tackle such misery or put forth the amount of work required. I assure you the pay off in the end will be self satisfying.
I'm not sure where Thunder Bay is but I would love to have a Montauk project. Someday I'll find that neglected Montauk that is virtually free and my wife will say, oh no not again.