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I'm in the same area, and that would be a great boat for exploring the St. Johns. Something you may want to consider regarding the T-Top is the overall height while on the water as well. The railroad bridge at the mouth of Lake Monroe next to I-4 is commonly down, and with current water level you'd probably have to lower the top or wait for the bridge to raise (if you travel that direction, not a problem if you stay downriver of Lake Monroe.)

In my experience T-Tops only really provide good shade when the sun is directly overhead. A bimini top would be far more versatile. On a smaller boat like the 17 a T-Top may also effect handling in high winds. Normally wouldn't be a problem in the river but if you did happen to get caught in a storm out on Lake George it could make things a little dicey.