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All of our Boston Whalers have always had the full complement of SS retailings. Why? Kids and now, grandkids.
Also, for our use, fenders are a must, and they are far easier to use and adjust from the railings.
Also, we boat in some vicious, treacherous waters. Can't tell you how many times grabbing those railings keeps you inside that boat!!! One of the reasons we choose Boston Whalers is SAFETY. I think we're much safer with the railings.