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Bad news. I was at the cottage last weekend and noticed a chunk ( size of a 25 cent piece) of fibreglass chipped out of the hull (where starboard side meets transom at waterline). I can see the blue foam insulation.

My question is - do I get the boat out of the water asap to get this fixed and if so, what's the general procedure to fix this properly. Otherwise, the hull on my 1999 Montauk is perfect.

Sad day.....

Any advice would be greatly appreciate.

thank-you
JC