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There’s a front insert or deck Whaler made for Montauks. I have no experience with one but from the pictures it appears to have hatches. Maybe someone more knowledgeable can chime in and tell us more about it.

As mention before I typically use my coolers for storage. I will also mention I made rod holder that mount to my side rails in the stern. They’re more or less low profile and they don’t protrude vary far inside.